Notices

As a condition of using the this website, users agree to the following rules, terms, and understandings.

• Except as otherwise provided, this material is not in the public domain. Neither this material, nor any part of this material, may be reproduced, sold, re-sold, posted, framed, traded, incorporated within other material, or given away without the express written permission of the author. Links to this home page, without frames, are welcome.
• Material in this collection reflects our views only, and not any other individuals, organizations, advertisers or website hosts.
• Equal Housing Opportunity. This site strongly supports efforts to make property, financing, and realty services available to all. Users should be aware that the federal Fair Housing Act makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination.” In addition, discrimination resulting from other factors may be banned by state and local law.
• We are NOT responsible for the content of any site linked to us or by us. Individuals cruise the Internet and related services at their own risk. Site contents reflect the views and opinions of individual site developers and are not necessarily representative of our views and opinions.
• We provide links to various sites. The inclusion of such sites is a matter of courtesy and does not imply or infer an endorsement or recommendation.
• Our privacy policies should be regarded as part of the notices and disclaimers associated with this site.
• Note that in a manner similar to bookstore and library collections, online material may originate from other countries, that given sites may contain material objectionable to individuals, and that parental control and oversight are strongly advised when minors access online locations and services. Individuals should also be aware that electronic viruses and other hazards may exist on the Internet and related services.
• If we receive e-mail from you, such e-mail becomes my property upon receipt and we reserve the right to retain your e-mail address for use as we wish.
• We have attempted to provide accurate and authoritative information in regard to the subject matter covered. Such postings are made with the understanding that we are NOT engaged in rendering legal, accounting, or other professional services. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.
• We reserve the right to change these rules at any time and without notice.